Tax Lien State

Florida Tax Lien Certificates — Miami-Dade, Broward & Palm Beach on One Map

Florida holds the #1 tax certificate sale volume in the US. Up to 18% max interest rate, 2-year redemption period. June auctions for all three counties tracked live — filter by county on the map.

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Tax Lien State

How Florida Tax Certificate Sales Work

Florida is a tax lien certificate state (Florida Statutes Chapter 197). At the annual sale each June, investors competitively bid down the interest rate from a statutory maximum of 18%. The winning bidder (lowest rate) pays the delinquent taxes and receives a tax certificate. The property owner has 2 years to redeem by paying the investor the face amount plus interest. If the owner fails to redeem within 2 years, the certificate holder may apply for a Tax Deed — triggering a public auction of the property. Florida certificates with winning bids of 0.25% still earn a minimum 5% penalty on redemption.

Interest Rate
Up to 18%
Bid-down from 18% max; 5% min penalty
Redemption Period
2 Years
Time owner has to reclaim property
Counties Tracked
3
Active auction counties
Properties Listed
30
Total delinquent properties

Florida County Auction Schedule

Live data — updated as new sales are announced. Click any county to open the map filtered to that county.

County Next Auction Properties Official Site Explore
Broward County County Jun 1, 2026 10 Official Site ↗ View on Map
Miami-Dade County County Jun 2, 2026 10 Official Site ↗ View on Map
Palm Beach County County Jun 3, 2026 10 Official Site ↗ View on Map

Florida Tax Lien Auctions — Every Property on One Map

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Frequently Asked Questions

When is the Florida tax certificate sale held?

Florida county tax certificate sales are held annually in late May or early June, as required by Florida Statute 197.432. Miami-Dade, Broward, and Palm Beach typically hold their sales in the first week of June. Sales are conducted online through the county tax collector's website.

What is the maximum interest rate on Florida tax certificates?

Florida law caps the interest rate at 18% per year. Investors bid DOWN the rate — the bidder willing to accept the lowest rate wins the certificate. Popular certificates in desirable areas often get bid to 0.25%, but less competitive properties can still go at or near 18%. All certificates earn a minimum 5% penalty upon redemption, even if the winning bid was 0%.

How long does a Florida property owner have to redeem a tax certificate?

The property owner has 2 years from the date the certificate is issued to redeem. After 7 years, if the certificate is not redeemed and the holder has not applied for a tax deed, the certificate expires worthless. Certificate holders should apply for a tax deed between 2 and 7 years after issuance.

How do I apply for a Florida tax deed after 2 years?

After the 2-year redemption period expires, the certificate holder may apply to the county clerk for a Tax Deed Application. The clerk then schedules a public auction. The opening bid includes all outstanding taxes, certificate amounts, interest, and clerk fees. If no one bids higher, the certificate holder may receive the deed.

How do I find upcoming Miami-Dade, Broward, and Palm Beach tax certificate sales?

Miami-Dade uses the county Tax Collector portal at miamidade.gov. Broward County uses county-taxes.com. Palm Beach County uses pbctax.com. All three now hold fully online auctions — check each county's official site for registration deadlines and deposit requirements, which are typically due 2–3 weeks before the sale.