Tax Lien State

New Jersey Tax Lien Auctions — Every Property on One Map

NJ law mandates annual tax sales in every municipality. Up to 18% interest rates. Essex, Hudson, and Camden County auctions tracked live — filter by county on the map.

Explore New Jersey →
Tax Lien State

How New Jersey Tax Lien Certificates Work

New Jersey is a tax lien certificate state governed by N.J.S.A. 54:5-1 et seq. Every municipality is required by statute to hold annual tax sales for delinquent properties. Investors purchase lien certificates and earn interest up to 18% per annum — one of the highest statutory rates in the country. The property owner has a 2-year redemption period to pay back the certificate holder. If unpaid, the lienholder may file to foreclose in Superior Court.

Interest Rate
Up to 18%
Highest statutory rate in US
Redemption Period
2 Years
Time owner has to reclaim property
Counties Tracked
3
Active auction counties
Properties Listed
30
Total delinquent properties

New Jersey County Auction Schedule

Live data — updated as new sales are announced. Click any county to open the map filtered to that county.

County Next Auction Properties Official Site Explore
Hudson County County Oct 16, 2026 10 Official Site ↗ View on Map
Camden County County Oct 23, 2026 10 Official Site ↗ View on Map
Essex County County Nov 6, 2026 10 Official Site ↗ View on Map

New Jersey Tax Lien Auctions — Every Property on One Map

Filter by county, auction date, property type, and tax owed. Create a free account to see full details.

Open New Jersey Map →

Frequently Asked Questions

Why does New Jersey have so many tax lien sales?

NJ law (N.J.S.A. 54:5-19) requires every municipality to hold an annual tax sale for all delinquent properties. This makes NJ one of the most active tax lien states in the country, with thousands of certificates sold each year.

What interest rate do NJ tax lien certificates earn?

New Jersey statutes allow certificate holders to earn up to 18% per annum. The actual rate is bid down at auction — popular properties may sell at 0% or even a premium above the lien amount. Smaller or riskier properties often earn the full 18%.

How long does an NJ property owner have to redeem?

New Jersey property owners have 2 years from the date the certificate is recorded to redeem. After 2 years, the certificate holder may file a foreclosure complaint in Superior Court.

What is a premium at a New Jersey tax sale?

If multiple investors bid on the same lien, they may bid a "premium" — an amount above the tax owed — to win the certificate. The premium earns no interest and is at risk if the owner redeems; only the tax amount plus statutory interest is returned at redemption.

How do I find upcoming NJ tax sales for Essex, Hudson, and Camden counties?

Each county's municipalities hold separate sales. Essex County is NJ's most populous. Lientac aggregates all municipalities into one map and table. Click the county row above to filter, or use the official county link to access the tax collector's calendar.